Mortgage Blog
THE DREAM HOME MAKER!
Category: Mortgage (5 posts)
2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
July 7, 2026 | Posted by: Gale Tracey
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...
read moreRenewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer
June 22, 2026 | Posted by: Gale Tracey
If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...
read more
June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%
June 10, 2026 | Posted by: Gale Tracey
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth ...
read moreFirst-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada
June 4, 2026 | Posted by: Gale Tracey
Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...
read moreMortgage Renewal in 2026: Fixed or Variable?
May 11, 2026 | Posted by: Gale Tracey
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...
read more