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Mortgages have changed.

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Tel: 604-575-1843

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Surrey, BC
Gale Tracey

Gale Tracey

Mortgage Planner , AMP

I proudly serve all of BC and have referral partners across Canada. I look forward to working with you and your kind referrals for all of your mortgage needs!

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We Know Mortgages

I partner with lenders who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

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First Time Home Buyers

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

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Mortgage Renewals

You can renegotiate everything pertaining to your mortgage. It's also a great time to save money!

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Building you a better mortgage


mortgage pre-approvals


lenders I have access to


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Speed matters when it comes to your next home. Which is why I help verify your pre-approval quickly.

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Take a look at my mortgage calculators to help you get an idea of what you can afford.

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What clients are saying

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  • I have been a Realtor now for 25 years. I have come in contact with many mortgages brokers as well. Most are good, some are great and few are just exceptional. By that I mean, return time from a ph...
    Ray Phelan, Re/Max Sabre
  • Gale Tracey helped us out a lot with our mortgage. We are young, not too experienced with this and Gale made everything stress free for us. We knew exactly how much we were capable of spending an...
    Brian & Nicole M. of Maple Ridge
  • Gale is very personal, helpful, and patient. Our situation was complex but she stuck with us until the end and everything turned out the way we wanted.
    Chris & Stacey P. of Port Moody
  • At first I found Gale in an Ad, then I met her. She smiles a lot and quickly I was hooked. During the years she has proved to me by her professionalism, knowledge, ability, friendliness, effectiv...
    Chang J. of Surrey
  • We were very happy with the service provided. You were always available weekends too, via phone or email. It was the perfect goodbye when you attended our Notary's closing meeting with us and it ...
    Patrick & Christina Service of New Westminster

Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CHIP
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings